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Free cybersecurity resources

CyberSecurityIn recognition of National Cybersecurity Awareness Month in October, ABA has developed a number of resources to help you promote consumer awareness about cybercrime. The campaign materials focus on how consumers can protect themselves, their small businesses, their identities, and their mobile devices online.

The resources — available at aba.com/PRtools — include a social media toolkit to help you communicate with your customers about cybersecurity, customizable tip sheets and news releases.

Also in October, ABA’s Get Smart About Credit Day will include a “protecting your identity” component that will coincide with ABA’s National Cybersecurity Awareness Month efforts. Download the cybersecurity resources.

New HMDA 2018 Resources

CFPBThe Consumer Financial Protection Bureau (CFPB) continues to build its library of resources to assist HMDA reporters in transitioning to the revised HMDA data collection rules that become effective starting January 1, 2018. The CFPB has made available on its website a webinar that provides an overview of the HMDA final rule and addresses institutional and transactional coverage, the data disclosure and submission process, as well as some key dates found in the final rule. In order to facilitate access to this webinar, the CFPB has also provided a method for viewing the video on YouTube.

Also available, is a HMDA transactional coverage chart that may be used when determining whether a transaction is reportable under HMDA. In addition, the CFPB has posted a PDF of the sample demographic data collection form from Appendix B of the HMDA final rule that reporters can use to collect an applicant’s race, sex, ethnicity and age.

The webinar and other implementation resources can be found on the CFPB’s dedicated implementation webpage for HMDA here. Technical questions regarding HMDA may be submitted to the CFPB via email to HMDAHelp@cfpb.gov.

FDIC Newsletter Offers Tips for ‘Money Smart’ Users

moneysmartThe latest issue of the FDIC’s Money Smart News publication provides tips and information for bankers who use the FDIC’s Money Smart curriculum for financial education. Updates include enhancements to Money Smart for small businesses, how to join the Money Smart Alliance, consumer tips on cybersecurity and more. Read Money Smart News.

CFPB Publishes Resources on HMDA Final Rule

The CFPB has published a webinar and other resources on its website to help bankers comply with the HMDA final rule. The resources address institutional and transactional coverage, the data disclosure and submission process and key dates. Bankers can view the webinar on the bureau’s website or on YouTube. Access the resources.

FDIC Updates Video Resources on ATR, QM Rules

FDICThe FDIC released updated videos on the Ability to Repay and the Qualified Mortgage rules. The updated videos provide bank management and compliance staff with resources to better help them understand the rule, and reflect changes in federal laws and regulations since their original release in 2014. Specifically, the updated videos reflect changes with respect to small creditors and operations in rural areas. Access the videos.

Free Webinar on Malware 101

sbsSBS will offer a free webinar 0n Wednesday, August 17 from 2:00 – 3:00 p.m. titled,  “Malware 101 – Understanding Recent Malware and Ransomware.”

Malware and ransomware incidents are a common occurrence in today’s security space, but many people do not understand the basics of malware and how it could effect their organization or relationships.

Join SBS as we bring in an expert on malware engineering and learn the basics about how malware works and what you can do to help prevent an incident at your organization.Click here to register.

CFPB Updates TRID Resources

CFPBThe Consumer Financial Protection Bureau has updated its resource page for the TILA-RESPA integrated disclosures to include updates to its question index. The updates include questions that were addressed during two TRID webinars held by the bureau this spring. View the resource page.